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Bonuses can affect your long term disability claim or your LTD benefit amount. Consult policy language and a long term disability lawyer.

Your long term disability insurance company might deny your claim if your condition fits within the pre-existing condition policy provision.

Answering common questions about how long it takes to get approved for LTD benefits and what factors can affect the timeline.

Traumatic Brain Injuries (“TBI”s) can have devastating and lasting effects on your physical, cognitive, and emotional functioning, affecting

Navigating a long term disability appeal can be tough. The long term disability appeal process is marked by a set of challenges that go...

Dealing with depression can be a serious and debilitating challenge.  The overwhelming sadness and persistent feelings of hopelessness...

If you are filing for or receiving long term disability insurance benefits, it’s important to be mindful of the consequences your online...

While many are familiar with the concept of total disability, there’s another facet of disability insurance that often remains less...

When you’re facing the challenges of a long term disability, your disability insurance policy is meant to provide the financial support...

Alcoholism can significantly impair your ability to maintain gainful employment and perform your occupational duties. When grappling...

The process of filing a short or long term disability claim can be challenging, with many claims being denied due to a lack of sufficient...

Facing a layoff or termination, and think you might be disabled? Call a long term disability attorney.

Crafting an effective long term disability appeal letter can be a challenging task. With a step-by-step approach and careful attention...

Whether or not you need a vocational expert report for your long term disability claim will depend on the specific circumstances of your...

When you file a claim for short term or long term disability, how will your health insurance be affected? The continuance of your health...

When you file a short or long term disability insurance claim, your insurance company will request supportive evidence of your disabling...

The decision of the United States District Court for the Western District of Washington is captioned Abrams v. Unum Life Insurance Co. of...

Any medical condition that causes symptoms severe enough to prevent you from performing the duties of your occupation will satisfy the...

To file a disability claim as a physician, you must prove that your disability prevents you from performing your specialty.

If you need to file a disability claim with Unum, the Maddox Firm can help you file a claim the right way.