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Whether you rely on an employer’s group plan or choose to purchase your own policy, knowing the key distinctions can help you make informed decisions about your financial security.  In this article, we’ll break down how these two types of disability insurance work and explore which option may be better suited to your needs.

We provide details regarding process of documenting ulcerative colitis for your disability claim, how insurance companies evaluate claims, what evidence can substantiate your claim for benefits, and how The Maddox Firm can help prove your short or long term disability claim.

Your employer may be able to fire you while you are on short term disability. The answer is complex and depends on the circumstances, including the reasons for termination and the legal protections in place.  In this article, we’ll explore what you need to know about being fired on short term disability, your legal rights, and the steps you can take to protect yourself and your benefits.

Explaining the key steps to successfully returning to work after a disability, how it may affect your benefits, and what you can do to ensure a smooth and supportive transition back into the workplace.

For those suffering from Meniere’s disease, filing for short or long term disability benefits can provide crucial financial relief.  However, due to the subjective nature of many of the symptoms, proving your disability to an insurance company can be challenging. It's important to know the types of evidence required, and what to do if your claim is denied.

To file a successful long term disability claim, it’s critical to highlight how your specific condition affects the essential duties of your marketing job. This involves understanding your policy, obtaining strong evidence, and effectively managing communications with your insurance company. We describe the key aspects of proving a short or long term disability claim as a marketing professional and explain the steps that can be taken to ensure your claim is properly supported

Syncope and vertigo often involve inconsistent and unpredictable symptoms.  In this article, we’ll answer key questions about filing for disability benefits for syncope and vertigo, and explain how you can build a strong disability insurance claim to secure the financial support you need.

We provide a comprehensive guide on the key aspects of FMLA and short term disability, offering insight into who qualifies, how to apply, and the crucial steps to take if your benefits are unexpectedly denied.

Short term and long term disability claims can be particularly challenging for individuals living with clotting disorders. We answer common questions about the process, including the critical evidence required to support your claim and what strategies you can utilize to effectively navigate the claims process.

Can your disability claim be denied if you refuse a treatment? Yes. When you file a short or long term disability claim, your insurance company expects you to follow the treatment plan recommended by your doctor. However, there are times when you might disagree with your doctor’s recommended treatment, whether due to potential risks, side effects, personal beliefs, or other concerns.

Idiopathic Mast Cell Activation Syndrome is characterized by the inappropriate release of chemicals from mast cells, MCAS can cause a wide range of debilitating symptoms, including severe allergic reactions, chronic fatigue, gastrointestinal issues, and cognitive impairments. In this article, we will explore how MCAS can affect your ability to work, the evidence needed to support a disability claim, and how The Maddox Firm can help secure the benefits you deserve.

Understanding the impact of Cost of Living Adjustments (“COLAs”) on your long term disability benefits is crucial for maintaining financial stability over time.  COLAs are designed to ensure that your benefits keep pace with inflation, preserving your purchasing power as the cost of goods and services rises. We explore how COLAs are determined and applied, their interaction with other benefits like Social Security Disability, and what to do if you believe your COLA adjustmen

Long Covid can leave you with persistent, debilitating symptoms that severely impact your ability to work.  Navigating the complexities of short and long term disability claims can be overwhelming, especially when dealing with an illness that is still not fully understood by the medical community and insurance companies alike.  At The Maddox Firm, we have experience handling short and long term disability claims for Long Covid, ensuring that our clients receive the benefits t

How often do you need to see your doctor to ensure that your claim remains valid and that you receive the benefits you deserve? In this article, we’ll explore why frequent doctor visits are essential, how the nature of your disability may impact the frequency of these visits, and what you should discuss with your doctor during each appointment to keep your claim on track.

This article aims to guide you through the key aspects of proving your sarcoidosis short or long term disability claim, including understanding the challenges, meeting the eligibility criteria, gathering essential documentation, and effectively communicating your case to your insurance company.

Successfully navigating the disability claims process with scleroderma involves a thorough understanding of the medical and vocational documentation required and the specific hurdles that may arise.  In this article, we’ll discuss essential information necessary for those with scleroderma to increase their chances of a successful outcome for their short or long term disability claim.

This article aims to guide you through the intricacies of communicating with your long term disability insurer, ensuring you provide enough information to support your claim while safeguarding your personal details.  We’ll explore the types of information to include in updates, the risks of sharing too much, and the consequences of not sharing enough, providing you with the knowledge to manage your interactions with your insurer effectively.

One of the most important factors in your long term disability claim is your relationship with your treating physician.  Your doctor plays a crucial role in diagnosing your condition, prescribing treatment, and documenting your functional limitations and restrictions to your insurance company.

Bonuses can affect your long term disability claim or your LTD benefit amount. Consult policy language and a long term disability lawyer.

Complex Regional Pain Syndrome (“CRPS”) is a profoundly debilitating condition that can cause intense pain and a cascade of physical and...