Post Traumatic Stress Disorder (“PTSD”) is a mental health condition caused by experiencing or witnessing trauma. The resulting symptoms of PTSD can significantly impact your ability to work and function in daily life. For individuals who are struggling with PTSD, short or long term disability insurance can provide financial support when you become unable to work due to your condition.
In this article, we will discuss whether you can receive short term or long term disability insurance benefits for PTSD, how PTSD causes disability, how insurance companies evaluate PTSD claims, and how The Maddox Firm can prove your PTSD short or long term disability claim.
Can You Receive Short or Long Term Disability for PTSD?
Yes, you can receive short and/or long term disability insurance benefits for PTSD, as long as you meet the terms of your disability insurance policy. In most cases, your insurance company will define disability as being unable to perform the substantial and material duties of your occupation. This means that if your PTSD causes symptoms severe and frequent enough to interfere with your ability to work, you may qualify for short or long term disability.
It is important to note that not all disability insurance policies cover mental health conditions such as PTSD. Many disability insurance policies also contain what i