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Help with your short term or long term disability claim


Pre-Existing Condition Provisions of Long Term Disability Policies
Your long term disability insurance company might deny your claim if your condition fits within the pre-existing condition policy provision.
10 min read


"Any Occupation" versus "Own Occupation" in Long Term Disability
Navigating an “Any Occupation” long term disability claim versus an "Own Occupation" claim can be an overwhelming and stressful experience.
12 min read


Short Term and Long Term Disability Due to HIV/AIDS
Depending on the severity and progression, HIV/AIDS can cause symptoms and complications that cause short or long term disability.
12 min read


Continuing Your Life Insurance If You Become Disabled: Waiver of Premium Provisions
Faced with a long term disability? Life insurance waiver of premium clauses let your life insurance coverage continue with no premium.
10 min read


What Teachers Should Know About Long Term Disability Insurance
How does long term disability insurance work? Why is it important for teachers? How can educators navigate the disability claims process?
12 min read


Short Term and Long Term Disability Due to Bell’s Palsy
Addressing common questions about securing long term disability benefits for Bell’s Palsy and what evidence is needed to prove your claim.
10 min read


Proving Short Term and Long Term Disability Due to Subjective Symptoms
Disability insurance claims involving subjective symptoms such as chronic pain, fatigue, and mental health issues can be an uphill battle.
8 min read


Long Term Disability Due to Huntington’s Disease
When filing for long term disability benefits for Huntington’s Disease, gathering comprehensive documentation and evidence is crucial.
9 min read


What Do “Restrictions and Limitations” Mean for a Long Term Disability Claim?
We will explain the difference between restrictions and limitations, how they are assessed by your long term disability insurance company.
13 min read


Navigating Long Term Disability Insurance Claims for Sedentary Occupations
To prove disability in a sedentary occupation, you must present comprehensive medical evidence.
9 min read


Short and Long Term Disability Due to Asthma
If you suffer from asthma and it prevents you from working, you may be eligible for short or long term disability insurance benefits.
7 min read


Pregnancy and Post-Partum Conditions and Short Term Disability
We explain what Short Term Disability insurance is, how it relates to pregnancy and post-partum conditions, and how to file a claim.
14 min read


What Programmers Should Know About Short and Long Term Disability Benefits
We’ll describe what short term and long term disability benefits are, how they operate, and why they matter to you as a programmer.
11 min read


What Is Objective Medical Evidence for a Long Term Disability Claim?
One of the most important types of evidence you will need for a long term disability claim is objective medical evidence.
12 min read


Getting Short or Long Term Disability for Ehlers-Danlos Syndrome
How can Ehlers-Danlos impact my work performance? How can I strengthen my chances of getting approved for long term disability for EDS?
11 min read


What Accountants and Financial Advisors Should Know About Disability Insurance
What do accountants and financial advisors need to know when seeking short or long term disability benefits?
12 min read


How Long Does a Long Term Disability Claim Approval Take?
Answering common questions about how long it takes to get approved for LTD benefits and what factors can affect the timeline.
12 min read


Getting Short and Long Term Disability for Breast Cancer
In this article, we will explain what you need to know when filing a breast cancer short or long term disability claim.
13 min read


What Architects Should Know About Disability Insurance
As an architect, you have invested years of hard work and dedication into your profession. You have developed a unique set of skills and...
9 min read


What Engineers Need to Know About Disability Insurance Claims
Engineers are among the most skilled professionals in the world. What happens when an engineer becomes disabled?
11 min read


Short and Long Term Disability Claims for TBIs
Traumatic Brain Injuries (“TBI”s) can have devastating and lasting effects on your physical, cognitive, and emotional functioning, affecting
10 min read


Short Term or Long Term Disability for Ankylosing Spondylitis
Ankylosing spondylitis is a serious condition that can affect your ability to perform your job and earn a living. If you have been...
8 min read


Taking Classes, Volunteering, or Online Selling While on Long Term Disability
Navigating the waters of long term disability (“LTD”) can be a complex and often daunting process, especially when considering engaging...
7 min read


What Employers Should Consider When Purchasing Group Disability Insurance
In today’s dynamic and competitive job market, employers recognize the importance of offering comprehensive benefits to attract and...
15 min read
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